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“Will this hurt my credit score?” It’s a fair concern. After all, your credit score affects everything from future loan approvals to insurance rates. The truth is, refinancing your auto loan does impact your credit—but the effects are typically small, short-term, and often outweighed by the long-term benefits.

When it comes to auto refinancing, timing can play a surprisingly big role in how much you save. Just like buying a car at the right time...

Many people assume that bad credit means automatic denial or sky-high interest rates. But the reality is: refinancing with bad credit is absolutely possible

At Digital Auto Refi Co, we make refinancing stress-free. Our process is 100% digital, so you can apply from anywhere, at any time.

When it comes to refinancing your car loan, most people focus on one thing: the interest rate. And while it’s true that a lower rate can save you money, there’s another detail that can significantly affect your total loan cost—the type of interest calculation used in your new loan.

borrow against the value of your car. Instead of refinancing to lower your rate (as with a traditional refi), you’re taking on a new loan that gives you a lump sum of cash, while your vehicle serves as collateral.

When you refinance your auto loan, your main goal is likely to lower your interest rate or reduce your monthly payment. But there’s another strategy that often flies under the radar—bi-weekly payments.

five things you need to know about GAP insurance before you refinance, including how it works, why it matters more than ever in today’s market, and how to protect yourself without overpaying.

Negative equity occurs when your car’s market value is less than your loan balance.

If you've recently financed a vehicle and are now thinking about refinancing, you're not alone.

But how much can you really save by refinancing your auto loan? The short answer: potentially thousands of dollars.

What credit score do I need to refinance a car? While there’s no single cutoff, your credit score plays a big role in determining both your eligibility and the interest rate you’ll be offered.

If you’re looking to buy a car and want to score the best deal possible, timing is everything. While features, mileage, and even your credit score play a role in how much you’ll pay, the calendar can be just as important when it comes to saving money.

When you’re refinancing your auto loan, one of the most important numbers lenders look at is your Loan-to-Value ratio (LTV)

What if you could also protect yourself from the rising cost of vehicle repairs — without taking on another bill?

In today’s digital-first world, nearly everything can be done from the comfort of your home—and now, that includes refinancing your car loan.

If your lease is ending soon and you love your vehicle, buying it out can be a smart move—especially in today’s high car-price market

How to give yourself a 6-10 weeks without an Auto Payment!

If you’ve been paying on your car loan for a while, you might have more value in your vehicle than you think. With cash-out auto...

Refinancing your auto loan could save you an average of $150 per month — money you can put toward groceries, daycare, paying off debt, or building savings. It’s one of the easiest ways to Free Up Your Finances without changing your car. Learn how lower rates and smarter terms can reduce stress and improve your monthly budget instantly.