Why You Should Add a Vehicle Service Contract During Your Auto Refi | Extended Warranty

When refinancing your auto loan, most people focus solely on lowering their monthly payments. But what if you could also protect yourself from the rising cost of vehicle repairs — without taking on another bill?

Adding a Vehicle Service Contract (VSC) during your auto refinance is a smart way to lock in peace of mind and long-term savings. Many know these as Extended Warranty's. At Digital Auto Refi Co, we offer flexible service contract options that can be bundled directly into your refinance, making budgeting easier and protecting your vehicle at the same time.

Repair Costs Are on the Rise — And It's Not Slowing Down

In today’s market, vehicle repairs are more expensive than ever. Parts are harder to source, labor rates are higher, and vehicles are more complex than they were just five years ago. According to AAA, the average car repair can cost between $500 and $600, but more extensive repairs — like a transmission or electrical issue — can easily exceed $2,000. For many drivers, a single unexpected breakdown could derail their finances.

With inflation and technology driving up the cost of even routine repairs, it’s not a matter of if your vehicle will need service, but when. Without coverage, you could be stuck paying out-of-pocket at the worst possible time — often long after your factory warranty has expired.

The Power of Bundling Your Coverage into Your Loan

One of the biggest advantages of refinancing through Digital Auto Refi Co is the option to include a vehicle service contract directly in your new loan. Rather than paying for the coverage upfront or managing an additional monthly bill, you can simply roll it into your refinance. This gives you one predictable payment each month and protection from surprise expenses down the road.

Bundling your VSC also means you avoid the risk of financing it later through a dealership, where costs are often marked up and contracts are less flexible. When you refinance with us, your protection plan is clearly explained, fairly priced, and completely optional — no pressure, just smart choices.

Plans Designed to Match Your Needs

At Digital Auto Refi Co, we understand that no two drivers are the same. That’s why we offer multiple levels of protection, ranging from basic powertrain coverage to full-vehicle plans that include free routine maintenance. Whether you want to protect just the essentials or cover almost every mechanical component, we have options that can be tailored to your vehicle, driving habits, and budget.

Some of our most popular plans include perks like rental car coverage, roadside assistance, trip interruption protection, and access to nationwide repair networks. Our top-tier plan even includes free oil changes, tire rotations, and brake inspections — the kind of maintenance that keeps your vehicle running longer and saves you money in the long term.

The Right Time to Add Protection To Your Vehicle Is Now

If your car is already a few years old or close to the end of its manufacturer warranty, adding a VSC now makes far more sense than waiting until a problem occurs. During a refinance, you're already reviewing your budget, adjusting your loan terms, and working toward a lower payment. Including service protection while your loan is being structured lets you lock in coverage with minimal impact to your monthly cost.

The timing also benefits your financial planning. Instead of scrambling to cover a $1,500 repair in the future, you’re proactively preparing — often for just a small increase in your loan payment today. And because our service contracts are backed by reputable national providers, you can count on them when you need them most.

Protect More Than Just Your Payment | Add an Extended Warranty

Refinancing your auto loan is all about financial relief, and a vehicle service contract takes that relief one step further. It eliminates the worry of unexpected mechanical costs and simplifies your life by combining coverage and payment into one monthly expense. Most importantly, it helps you avoid being blindsided by repair bills that could undo the progress you've made by refinancing in the first place.

At Digital Auto Refi Co, we’re here to make sure your refinance isn’t just cheaper — it’s smarter. Ask about adding a vehicle service contract during your refinance process. It’s one of the easiest and most effective ways to protect your investment and stay one step ahead of costly surprises.

👉 Start your refinance with us today📲 Follow us on Facebook for updates, car care tips, and more smart savings ideas.