top of page

All Posts


The Best Time of Year to Refinance Your Auto Loan: How Timing Can Maximize Your Savings
When it comes to auto refinancing, timing can play a surprisingly big role in how much you save. Just like buying a car at the right time...
Jun 253 min read
Â
Â


Refinancing with Bad Credit: What Are Your Options? Bad Credit Loan
Many people assume that bad credit means automatic denial or sky-high interest rates. But the reality is: refinancing with bad credit is absolutely possible
Jun 254 min read
Â
Â


Auto Refi 101: Everything You Need to Know Before You Apply
At Digital Auto Refi Co, we make refinancing stress-free. Our process is 100% digital, so you can apply from anywhere, at any time.
Jun 244 min read
Â
Â


Understanding Pre-Computed vs. Simple Interest Loans When Auto Refinancing
When it comes to refinancing your car loan, most people focus on one thing: the interest rate. And while it’s true that a lower rate can save you money, there’s another detail that can significantly affect your total loan cost—the type of interest calculation used in your new loan.
Jun 233 min read
Â
Â


Can I Refinance If My Car Is Paid Off | Cash-Out Auto Refi
borrow against the value of your car. Instead of refinancing to lower your rate (as with a traditional refi), you’re taking on a new loan that gives you a lump sum of cash, while your vehicle serves as collateral.
Jun 224 min read
Â
Â


Why Bi-Weekly Payments Save You Money (Even on a Refinance)
When you refinance your auto loan, your main goal is likely to lower your interest rate or reduce your monthly payment. But there’s another strategy that often flies under the radar—bi-weekly payments.
Jun 213 min read
Â
Â


5 Things to Know About GAP Insurance Before You Refinance
five things you need to know about GAP insurance before you refinance, including how it works, why it matters more than ever in today’s market, and how to protect yourself without overpaying.
Jun 214 min read
Â
Â


What is Negative Equity | How to Refinance with Negative Equity!
Negative equity occurs when your car’s market value is less than your loan balance.
Jun 203 min read
Â
Â


Is It Too Soon to Refinance My Car?
If you've recently financed a vehicle and are now thinking about refinancing, you're not alone.
Jun 204 min read
Â
Â


How Much Can You Really Save by Refinancing Your Auto Loan | Lower Interest Rate
But how much can you really save by refinancing your auto loan? The short answer: potentially thousands of dollars.
Jun 203 min read
Â
Â


What Credit Score Do You Need to Refinance a Car?
What credit score do I need to refinance a car? While there’s no single cutoff, your credit score plays a big role in determining both your eligibility and the interest rate you’ll be offered.
Jun 203 min read
Â
Â


The Best Time of Year to Buy a Car (and Get the Most Wiggle Room on Price)
If you’re looking to buy a car and want to score the best deal possible, timing is everything. While features, mileage, and even your credit score play a role in how much you’ll pay, the calendar can be just as important when it comes to saving money.
Jun 183 min read
Â
Â


Loan-to-Value Ratio Explained: Why It Matters When Refinancing Your Vehicle
When you’re refinancing your auto loan, one of the most important numbers lenders look at is your Loan-to-Value ratio (LTV)
Jun 182 min read
Â
Â


Why You Should Add a Vehicle Service Contract During Your Auto Refi | Extended Warranty
What if you could also protect yourself from the rising cost of vehicle repairs — without taking on another bill?
Jun 183 min read
Â
Â


Remote Refinancing: How to Refinance Your Car Loan Without Leaving Home | Refinance on Your Phone, Laptop, Tablet or Desktop
In today’s digital-first world, nearly everything can be done from the comfort of your home—and now, that includes refinancing your car loan.
Jun 182 min read
Â
Â


Lease Buy Out Time? Here’s Why You Should Refinance Instead of Using the Dealership
If your lease is ending soon and you love your vehicle, buying it out can be a smart move—especially in today’s high car-price market
Jun 183 min read
Â
Â


How to Score 6 to 10 Weeks With No Car Payment After Refinancing
How to give yourself a 6-10 weeks without an Auto Payment!
Jun 172 min read
Â
Â


Use Your Car’s Equity to Your Advantage: How to Refinance and Pull Cash Out
If you’ve been paying on your car loan for a while, you might have more value in your vehicle than you think. With cash-out auto...
Jun 172 min read
Â
Â


What Could You Do With an Extra $150/Month? How Auto Refinancing Can Free Up Your Finances
Refinancing your auto loan could save you an average of $150 per month — money you can put toward groceries, daycare, paying off debt, or building savings. It’s one of the easiest ways to Free Up Your Finances without changing your car. Learn how lower rates and smarter terms can reduce stress and improve your monthly budget instantly.
Jun 172 min read
Â
Â


Protect Your Investment: Add GAP Insurance When You Refinance Your Car
When refinancing your car, adding GAP insurance protects you from owing more than your car is worth if it’s totaled or stolen. It’s essential for high LTV loans. You can often cancel your dealership GAP and get a refund, then replace it with a more affordable and better policy during refinance.
Jun 162 min read
Â
Â
bottom of page